|
401k retirement plan 404(c)
Kensington makes compliance easy for you
404(c) provides protection from self-directed 401k plan employer
liability. To avoid 401k liability Kensington Management Company
becomes a co-fiduciary with you, the employer and plan sponsor.
Kensington puts your plan in compliance so you shed the liability
for self-directed employee investment results.
- 401k plans from Kensington provide access to over 6000+ mutual
funds to assure 404(c) compliance
- Diversification is assured with access to over 350 fund families
including Fidelity funds, Janus funds, Franklin funds, American
funds, MFS funds, Oppenheimer funds, American Century, Dreyfus
funds, Berger funds, Scudder funds, Invesco funds and more Click
here for list of mutual funds
- Choose the best funds for your plan from over 6000+ no load
or load waived mutual funds
- Funds for the Plan are selected by the employer with professional
advice from Kensington using agreed upon selection criteria
- Employees are provided a list of 9 to 15 recommended funds,
all with different characteristics for investment diversity
- The Monitor, provided to the employer quarterly, specifically
details all funds in the Plan and grades them against predetermined
ongoing criteria. This eliminates the possibility of offering
employees poor funds over long periods of time.
- 404(c) protection with plan documents from Kensington
- We write an Investment Policy Statement stating clearly your
responsibilities and ours
- Provide a written statement to all employees, annually that
the Plan is a 404 (c) Plan and that they are solely responsible
for their investment decisions
- We disclose all fees and expenses on an annual basis
- As registered investment advisors we are available to all employees
- Daily fund exchanges and account information
- 404(c) education requirements Kensington provides for 401k plans
- In-depth, informative, enrollment meetings
- Conduct annual educational meetings
- Available to enroll new employees as needed
- Provide all employees a monthly newsletter (Indications). This
provides important ongoing information about stock market specifics
and necessary comparative numbers.
- Provide all employees with quarterly allocation advice with
nine risk/reward portfolios as a guide (Lifestyles)
- Individual financial advice is available
401k plans with 404(c) - what is required to shed employer liability?
Click here
A Sucessful 401(k) Retierement Plan
401(k) Retirement Plan Advantages
What Is Required To Avoid Liability
Kensington Makes Compliance Easy
|
