A 401k plan is an expected benefit in todays work environment, it. Whether as en employer you do any sort of a "Match" or not the basic ability for employees to save for retirement under a tax deferred structure is a sound one. At Kensington we provide 401k investment services to our business clients under our Prudent Portfolio Model. The benefit to the employer is simplicity,  being an open architecture plan the Prudent 401k offers a greater number of options to the particpants than those offerred by many captive plans. With increased scrutiny and new legislation being written relative to fiduciary responsibility and fee disclosures, the commitment to managing the plan dilligently and continuously has become very real. Under the Prudent 401k plan - fees are clearly disciosed and easily broken out for the plan sponsor and teh participants to see. As an investment managment  and financial planning company we will ensure the educational components for participants and reporting of perfomance is managed on your behalf in a manner designed to meet all of your obligations as fiduciaries but with minimal intrusion to your daily operations. Added we will provide a Market Update Qtrly to all the plans named fiduciaries explaning our market view and likley suggesstions as regards repositioning of assets within the plan in the coming Qtr. Every Month a newsletter is sent to all the participants with a review of the prior month and a commentary on general market situation. 

Please call us to discuss the Prudent 401k platform and how we can integrate it for the benefit of your comany and employees.